*Every game played by a youngster -- regardless of outcome -- contributes to his or her better understanding of the game. Winning a game demonstrates increased understanding and planning. For the first 100 games played by students rated under 1000, the CXR System recognizes the great value of over-the-board practice by adding 2 extra rating points for draws and losses; and 5 extra rating points for victories; this is in addition to the normal rating adjustment. Also, for very young beginners, our formulas provide a "safety cushion" effect that tends to keep ratings from falling much below the 100 level.